Fintokei is a CFD prop firm based in the Czech Republic and established in April 2023. Its programs include 1-step, 2-step, and 3-step evaluations, with account options ranging from 5K to 200K in the listed challenges. The firm presents itself as an evaluation and education company focused on helping traders demonstrate consistent performance before receiving access to a virtually funded account.
Evaluation process
Fintokei offers several evaluation structures. The listed products include SwiftTrader 1-Step accounts, Pro Trader and Pro Trader Swing 2-Step evaluations, and a StartTrader 3-Step evaluation. Traders can trade FX, metals, indices, energy, and crypto through CFD products. Leverage varies by evaluation type and asset: for example, the published 2-Step limits are up to 1:100 for FX and metals, 1:50 for indices, 1:20 for energy, and 1:2 for crypto.
The profile does not provide fixed profit-target or drawdown figures for the individual challenges. It does document a maximum risk of 3% on open trades, calculated using visible stop losses where applicable and Value at Risk analysis.
Rules
Fintokei prohibits multiple profiles, unauthorized third-party payments, masked or widely changing IP addresses, and opposite trading or hedging across multiple accounts or traders. Tick scalping is defined as opening and closing a trade within 10 seconds; more than 10% tick-scalping trades may result in a warning, with repeated violations potentially leading to termination.
The firm also flags over-leveraging, one-sided betting around volatility or news, account rolling, all-in trading, and achieving a profit target through one trade or a few similar trades. StartTrader has a 40% evaluation consistency rule, while its funded phase limits profit from one day to 1% of the starting balance. Fintokei may apply additional consistency controls, including stop-loss requirements, daily profit or loss caps, leverage reductions, and news restrictions.
Payouts and platforms
Traders can use cTrader, MT4, MT5, or TradingView. The listed payment methods include Apple Pay, credit or debit card, Crypto, Google Pay, and wire transfer; payout methods include bank wire transfer and Crypto. ProTrader and StartTrader rewards can be withdrawn after 14 days have passed since the first trade or last withdrawal, subject to a minimum reward of 100 EUR, 100 USD, 2 000 CZK, or 20 000 JPY. SwiftTrader requires at least 3% profit and offers payouts every 14 days.
Who it suits
Fintokei may suit traders seeking multiple evaluation formats, broad CFD asset coverage, and a choice of established platforms. It is less suitable for traders who prefer simple, fully specified rules because important challenge metrics such as fixed targets and drawdowns are not included in the supplied profile, while consistency and trading-behavior controls are extensive.